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Raf Houben
"Met wetten is het net zoals bomen. Voer je te veel wetten in, dan zie je door de bomen het bos niet meer."
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Raf Houben

mr. R.A.M. Houben
Assistant Professor at Vrije Universiteit Amsterdam/financial regulatory law & compliance expert at PGGM
Raf Houben is assistant professor and education coordinator of the Compliance & Integrity Management Program at the Center for Executive Education of the School of Business & Economics VU Amsterdam. He also works as financial regulatory law/compliance expert at PGGM N.V. Raf studied business and international law at the University of Leiden and has 34 years working experience. Amongst others, he has worked as a compliance professional, financial regulatory lawyer and supervisor at various (financial) institutions, including 10 years at De Nederlandsche Bank. He is writing a doctoral thesis on effectiveness of financial law. One of his (co)publications is: 'The Handbook of Compliance & Integrity Management; Theory and Practice', Kluwer Law International, 2017). Raf was editor in chief of the Magazine for Compliance and editor of the Yearbook Compliance.
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